What warranties are provided with a new construction home?

Buying a new construction home comes with many perks—modern layouts, energy efficiency, and low maintenance being just a few. But one of the biggest advantages for homebuyers is the new home warranty. If you're wondering what warranties are provided with a new construction home, you're not alone. It's a common—and smart—question that can help protect your investment long-term.

In this blog post, we’ll break down the typical warranties included with a new build, what they cover, how long they last, and why understanding them is essential before signing on the dotted line.

What Is a New Home Warranty?

A new home warranty is a builder-backed agreement that guarantees specific aspects of the home’s construction and systems for a set period of time. These warranties help protect buyers from unexpected costs due to structural defects, workmanship errors, or system failures that arise after move-in.

Types of Warranties for New Construction Homes

1. Builder’s Warranty

Most reputable builders offer their own builder’s warranty. This is typically broken down into multiple coverage timeframes:

• 1-Year Warranty: Covers materials and workmanship. Think of things like drywall, paint, trim, windows, doors, and flooring. If you notice nail pops, uneven finishes, or settling cracks, these are usually addressed within the first year.

• 2-Year Warranty: Covers mechanical systems such as plumbing, electrical, and HVAC. If your A/C system fails or you notice a leak from faulty pipes, you’re typically covered during this period.

• 10-Year Structural Warranty: Covers major structural defects, including the foundation, load-bearing walls, roof framing, and floor systems. This long-term protection gives you peace of mind against costly repairs that could compromise your home’s integrity.

2. Manufacturer Warranties

New homes often come equipped with brand-new appliances, roofing materials, windows, water heaters, and HVAC units, each with its own manufacturer warranty. These warranties can range from 1 to 10 years depending on the product and brand.

Example: A new refrigerator may come with a 1-year warranty, while your roof shingles might be backed by a 25-year limited warranty from the manufacturer.

3. Third-Party Home Warranty Plans

Some builders partner with third-party home warranty companies to offer additional peace of mind. These policies often extend coverage after the builder’s warranty expires and may include optional add-ons for extra systems or appliances.

What’s Not Typically Covered?

While warranties are designed to protect homeowners, they don’t cover everything. Here’s what’s usually excluded:

• Cosmetic issues after the 1-year period

• Normal wear and tear

• Damage caused by homeowner neglect or misuse

• Acts of nature (earthquakes, floods, etc.) unless covered by insurance

• Upgrades or renovations not done by the builder

Why Understanding Your Warranty Matters

Knowing what your new home warranty includes can:

• Help you avoid unexpected expenses

• Give you leverage when requesting repairs

• Guide you on routine maintenance to avoid voiding coverage

• Offer peace of mind during the critical first years of ownership

Make sure to read the warranty documents carefully and ask your builder or real estate agent to explain anything unclear.

Final Thoughts

A solid new home warranty is one of the biggest benefits of buying new construction. It’s a safety net that protects your home, your budget, and your peace of mind—especially during the early years of ownership. Understanding what warranties are provided, what’s covered, and for how long ensures you’re prepared and protected.

🔑 Thinking about buying a new construction home?I’m here to help you navigate the entire process—from touring model homes to reviewing warranties and choosing upgrades. Let’s make sure your dream home comes with the protection and value you deserve. Contact me today to get started!